In this article, we are going to talk about the best home insurance companies in Ohio. If you are also looking for home insurance for your home, then definitely read this article till the end.

Buying good home insurance is a must if you want to protect your property or home from damage caused by natural calamities or accidents. Many companies offer home insurance and include different types of coverage in their insurance policies.

Below we have listed all types of home insurance companies operating in Ohio. You can go with any company keeping in mind the coverage as per your need and budget.

1. Cincinnati Insurance

Cincinnati Insurance is one of the best Song Insurance companies that offer insurance in Ohio at a meagre cost. Apart from home insurance, they also provide auto, life or business insurance. Cincinnati Home Insurance offers Earthquake insurance, Golf cart insurance, Identity theft insurance, Family shield coverage, Assisted living coverage and Flood insurance coverage. Also, here you get to see additional discounts for Multi-policy, New home, Claims-free.

TYPES OF COVERAGE OFFERED

  • Earthquake insurance
  • Golf cart insurance
  • Identity theft insurance
  • Family shield coverage
  • Assisted living coverage
  • Flood insurance
  • Water backup/sump pump coverage

DISCOUNTS AVAILABLE

  • Multi-policy
  • New home
  • Claims-free
  • Protective device
                           PRO                                                              Cons                                    
  • Below-average premium costs
  • Home insurance tiers offer tailored coverage
  • Strong financial ratings
  • No online quotes are available
  • Few discounts
  • Most coverages are available with a high-value home policy

2. Allstate

Allstate is preferred for its wide variety of optional coverages. It also allows for customizing the policy as per the requirement, which can be a plus point for Ohio homeowners. Allstate is mainly known for its auto, renters, and term life insurance. It offers Host Advantage insurance, Flood insurance, Identity theft restoration or Water backup etc., coverage under home insurance. Along with this, a lot of discounts are also seen with it.

TYPES OF COVERAGE OFFERED

  • Host Advantage insurance
  • Flood insurance
  • Identity theft restoration
  • Water backup coverage
  • Scheduled personal property coverage

DISCOUNTS AVAILABLE

  • Deductible rewards
  • Claims-free
  • Multi-policy
  • Responsible payer
  • Welcome and loyalty
                           PRO                                                              Cons                                    
  • Lots of discounts
  • Many optional coverages
  • A helpful website with several tools and resources
  • The high number of company complaints
  • More expensive premiums
  • Below-average ratings for claims satisfaction

3. Grange

Grange offers its services throughout the United States along with Ohio. If you are looking for cheap premium home insurance for yourself, then this is a good option. Grange offers its customers a long list of very generous discounts, due to which the premium amount of the customers comes down considerably. Also, it provides freedom to choose the coverage as per the requirement. Apart from home insurance, you can see auto, life or business insurance here.

TYPES OF COVERAGE OFFERED

  • Service line coverage
  • Home cyber protection
  • Sewer/drain backup coverage
  • Replacement cost coverage

DISCOUNTS AVAILABLE

  • Multi-policy
  • Advance quote
  • Pay in full
  • Pay on-time
                           PRO                                                              Cons                                    
  • Below-average premium costs
  • A broad range of coverage options
  • Wide variety of discounts
  • No online quote tool
  • No digital tools or resources

4. State Farm

State Farm Ohio provides auto, condo, renters, life or pet insurance in addition to home insurance. This is an ancient company that has been providing excellent services in America for the last several years. People especially like it for the best online tools, resources, and calculators. Ohio homeowners can choose to have Replacement cost coverage, Identity restoration coverage, Flood insurance or Water backup coverage to protect their home.

TYPES OF COVERAGE OFFERED

  • Replacement cost coverage
  • Identity restoration coverage
  • Flood insurance
  • Water backup coverage

DISCOUNTS AVAILABLE

  • Multi-policy
  • Home safety device
  • Impact-resistant roof
                           PRO                                                              Cons                                    
  • Robust and user-friendly website
  • Detailed online quotes
  • Helpful tools and resources 
  • Not many discounts
  • Below-average claims satisfaction reviews

5. Geico

Geico is a well-known name in the world of insurance, which is known for providing insurance for its auto, home, renters, boat etc. It offers top-rated customer service to homeowners at very affordable prices. Geico, Your Home Insurance with Earthquake insurance, Golf cart insurance, Identity theft insurance or Family shield etc., offers coverage.

TYPES OF COVERAGE OFFERED

  • Earthquake insurance
  • Golf cart insurance
  • Identity theft insurance
  • Family shield coverage
  • Assisted living coverage
  • Flood insurance
  • Water backup/sump pump coverage

DISCOUNTS AVAILABLE

  • Multi-policy
  • New home
  • Claims-free
  • Protective device
                           PRO                                                              Cons                                    
  • Top-rated customer satisfaction
  • Low annual premiums
  • Many discounts available
  • Few local agents are available
  • No gap coverage

Last word

I am sure you would have liked all the homes mentioned above insurance companies. If yes, then you can go with them. All of them have been providing their best services in Ohio for a long time. If you liked this article, then do share it with all your friends.