How To Cancel American Express Card (Close AMEX Credit Card)

how to cancel american express card

If you are searching for how to cancel an American Express card on the internet and not get any detailed information. In that case, you can proceed to the end of this article because we will give you a piece of complete information about it.

All credit card issuers make the process of canceling their credit card much more difficult, but this is not the case with American Express. If you are determined to cancel your credit card and do not have any outstanding balance, you can quickly cancel it.

Before canceling a credit card, make sure you do not have any outstanding balance. Otherwise, it may be listed as default and damage your credit score. If you’ve made sure of all these things, then let’s move on.

How to cancel your American Express credit card

how to cancel american express card

Most of the banks want you to call to cancel the credit card so that they can woo you again in the future with various bonuses and offers. Sometimes a low APR or other perks and offers can prove to be good for you. If you get a unique offer, you can think about turning off your second card.

If you want to close your card, always keep your credit card and bill you for account information by call or mail. Also, you have to give a reason to stop it.

Calling

You can close it very quickly by making a phone call. For this, you call the phone number given on the back of your card and ask to speak to the representative. If you do not have your card, you can contact customer service at 800-528-4800 and ask for the cancellation by stating the name and identification number of the representative.

Online

If you want to cancel the American Express card online, you can follow the following steps.

  • First of all, you go to the Amex website.
  • Then enter the details of your account and log in.
  • Then click on the Live Chat icon in the lower left-hand corner.
  • Then interact with the customer service representative and indicate the name and identification number of the representative.
  • Then request to cancel your American Express card.

Mail

If you want to cancel your Amex credit card through a letter, you can still do it very quickly. Whenever you write a letter to them, it should include your contact information and the reason for cancellation, account name, and number. Also, you send it to the following address.

American Express

PO Box 981535

El Paso, TX 79998-1535

So you can appeal for cancellation of your American Express card in 3 ways like this. If everything is correct, then very soon, your card will be canceled, and you will be informed.

FAQ about Cancel american express card

Will cancelling my American Express credit card affect my credit score?

Yes, this will affect your credit score, so you have to act very wisely. If you plan to apply for a loan in the future, then wait until it is approved first, then cancel it later. By the way, if your credit score is generally good, it will be less affected.

Is there a fee levied on a written application?

American Express may charge you to cancel the card. But it depends on the user’s card.

Can transactions be made before the cancellations?

Yes, credit cards can be used to clear the dues. But to make the process of cancellation easier, we would advise you to stop using the American Express card a month or two in advance.

How do I get my annual fee back?

If you are paying an annual fee for your card, you may receive your money; for that, you must notify American express within 30 days of the expiry date of the billing statement. But remember, if you inform after 30 days, you will not get the money back.

How can I know for sure my request to cancel a credit account has been processed?

To ensure this, you can ask for a confirmation letter from American Express, which contains all the details about the cancellation. Also, you can confirm this by credit report.

Conclusion

We hope that you have got the correct information about the cancellation of the American Express card and you have got to know a lot about it. If yes, then you must share it with all your friends so that they too do not have to face this problem.

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